PRIVACY POLICY

At LowIncomeAct.com (referred to as "the Company"), a prominent marketing firm, we own and operate this website (referred to as "the Site"). We value your privacy, and this Privacy Policy outlines how we manage and safeguard the information we process.

This Privacy Policy applies to all our websites linked to this document. By using this Site, you agree to abide by the practices described in this Privacy Policy and accept the Terms and Conditions published on the Site. Our commitment to privacy is integral to our daily business operations. If you do not agree with any of the terms, please refrain from using this Site or providing any personal information.

This policy is effective as of January 1, 2023. For any questions regarding this Privacy Policy, please contact us at info@lowincomeact.com.

Information We Collect

Use of Information

No Sharing Policy No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Personally Identifiable Information (PII)

Personally identifiable information ("PII") may include your full name, address, telephone number, and email address, which you may submit on this Site. PII can be submitted through various means, including but not limited to:

(a) Contact Us

When you contact us through the "Contact Us" link on this Site or via email, we may ask for information like your name and email address to respond to your inquiries. We will only use this information to address your questions, unless you authorize us to use it for other purposes.

(b) Subscriber Information

We gather personally identifiable information about our Subscribers based on information collected during registration, interactions and responses to subsequent email communications and website usage, data provided by our clients, and information appended from data aggregators. This information may encompass name, email address, postal address, gender, birth date, telephone number, cell phone number, activities, interests, user behavior, and other demographic data. This information helps us tailor our content to meet Subscribers' needs and assist our clients in promoting and selling their products and services. The information collected is limited to what is defined in this Privacy Policy.

Non-Personally Identifiable Information

When you visit this Site, we also collect certain aggregate and non-personally identifiable information ("Non-PII"), which is explained below. This information is not associated with a specific visitor but helps us track user traffic on the Site and which pages were accessed.

User Profiles

The Company may combine PII, Non-PII, Log File information, Web Beacon Information, and Cookie Information to create user profiles.

Children's Privacy

This Site is not intended for individuals under the age of eighteen, and we do not knowingly collect personal information from children under eighteen years old on this Site. If we become aware of inadvertently receiving personal information from a visitor under eighteen, we will remove the information from our records.

Use of Information

By registering on this Site, you may receive telemarketing calls in response to your inquiry. By providing your information, you consent to receive calls, emails, or text messages from Company at the provided phone number regarding Company's products or services.

The Company may use any User Information, including PII, Non-PII, Log File information, Web Beacon Information, Cookie Information, and User Profiles (collectively, "User Information") submitted by you for any legally permissible purpose at the Company's discretion.

The Company may use Cookie Information (1) to match a user's Cookie Information to Survey Information, (2) to track an individual's web browsing habits, and (3) to determine the most frequently visited areas of our sites. This information helps the Company better understand users' online habits to customize and target advertising and promotions effectively.

Company may also share User Information, including PII, under the following circumstances: (1) in response to a properly authorized and authenticated governmental request for information; (2) in response to a subpoena or court order; (3) to comply with relevant laws; (4) to investigate fraud related to a specific customer; or (5) to protect a Company employee or third party's person or property.

You may have your phone number or cell mobile phone number listed on state or federal "do not call" registries. By registering and using this Website, you waive your rights and privileges under these laws and explicitly grant Company and any Company agent the right to contact you by phone or cell phone, which you acknowledge as an inquiry and/or application under the Amended Telemarketing Sales Rule (16 CFR § 310 et seq.), as amended from time to time (the "Rule"). You agree to establish a relationship with the company or companies.

Lastly, the Company may decide in the future to sell, merge, or reorganize its business. In such cases, Company reserves the right to transfer and disclose all User Information, including PII. However, data collected by the Company will be subject to the same privacy policy that existed before any changes in business conditions unless you consent to the new privacy policy.

Please refer to the opt-out procedures below if you wish to avoid our contact.

Opt-Out Policy

You may choose not to receive future communications from us by contacting us at info@lowincomeact.com. You can also reply with "STOP" to any SMS or text messages you receive.

If you wish to have your phone number added to our company-specific "Do Not Call" list, you may request it by telephone or in writing. To be included on our "Do Not Call" list, please contact us at:

LowIncomeAct 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222 info@lowincomeact.com

Privacy Complaints

If you believe that we have not adhered to this Privacy Policy, please contact us at:

LowIncomeAct 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222

You may also email us at info@lowincomeact.com and provide a detailed explanation of the areas where you believe the Privacy Policy was not followed. We will promptly investigate your complaint.

How to Access or Modify Your Information

We strive to maintain accurate and complete personal information at all times. You have full control over the information we hold to serve you. You can update your personal information at any time and as often as necessary. If you wish to have information deleted, it may be withheld or exempted from deletion if required by law, part of a fraud investigation, or as described above in the "Use of Information" section.

You can access and modify your personal information by writing to us at:

LowIncomeAct 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222

California Residents California Consumer Privacy Act

If you are a California resident, the following information also applies to you. Certain terms used in this section have the meanings defined in the California Consumer Privacy Act of 2018 ("CCPA").

Categories of Personal Information Collected

We collect the following categories of personal information from or about our users in the preceding 12 months:

Identifiers (e.g., name, email address, phone number) Commercial information (e.g., products or services purchased, purchase history) Internet or other electronic network activity (e.g., browsing or search history) Geolocation data (e.g., latitude or longitude) Audio, electronic, visual, or similar information (e.g., recording of guest service calls) Inferences drawn from any of the above (e.g., preferences or characteristics) Categories of Sources

We collect personal information about our users from the following sources:

Website Social Media Business or Commercial Purposes for Collecting Personal Information

We collect personal information for the following business purposes:

Performing services such as maintaining or servicing accounts, providing customer service, processing orders and transactions, verifying customer information, processing payments, providing advertising or marketing services, providing analytics services, and providing similar services. Auditing related to interactions and transactions with you, including counting ad impressions, verifying ad placement, and auditing compliance. Detecting security incidents and protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible. Debugging to identify and repair errors that impair existing intended functionality. Conducting internal research for technological development and demonstration. Undertaking activities to verify or maintain the quality or safety of a service that we own, manufacture, manufacture for, or control, and to improve, upgrade, or enhance the service. Categories of Personal Information Sold

We have sold the following categories of personal information about users in the preceding 12 months:

Internet or other electronic network activity (e.g., "cookies" or other tracking tags) Categories of Personal Information Disclosed for a Business Purpose

We have disclosed the following categories of personal information about users for a business purpose in the preceding 12 months:

Identifiers (e.g., name, email address, phone number) Commercial information (e.g., products or services purchased, purchase history) Internet or other electronic network activity (e.g., browsing or search history) Non-Discrimination

We will not discriminate against you for exercising your rights. For example, we will not deny you services, charge you different prices, or offer different rates for services if you make access, deletion, or "do not sell" requests.

Under the CCPA, you have the following rights:

The right to request access to specific pieces of personal information we have collected about you. You can make this request up to twice in a 12-month period.

The right to request the deletion of personal information we have collected from you. The right to opt out of the sale of your personal information. To exercise these rights, you can:

Submit access and deletion requests by contacting us at info@lowincomeact.com or:

LowIncomeAct 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222

Submit a "Do Not Sell My Info" request by clicking this link. California Shine the Light

If you are a California resident with an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties for their direct marketing purposes during the preceding calendar year. To request this notice, please send your request to LowIncomeAct.com, 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222. Please allow 30 days for a response.

If you are a California resident under 18 years old and a registered user, you can request that we remove content or information you have posted to our website or other online services. Please note that fulfilling the request may not ensure complete or comprehensive removal (e.g., if the content or information has been reposted by another user). To request the removal of content or information, please contact us at info@lowincomeact.com.

Links to Other Sites

We offer links to other websites for your convenience and information. These sites may have their own privacy statements, which we recommend reviewing when you visit any linked websites. We are not responsible for the content of linked sites or their use.

To learn more about interest-based advertising and opt-out options, visit https://www.aboutads.info/choices.

Security

We employ physical, electronic, and managerial measures to prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information. While we take precautions to protect your data, no data transmission over the internet can be guaranteed to be 100% secure.

Changes to This Privacy Policy

If we make changes to this Privacy Policy, we will post updates in this statement and other suitable locations. The information will be used in accordance with the privacy policy in place at the time of information collection. If your personally identifiable information will be used differently from what was stated at the time of collection, we will notify you by email. You will have the option to choose whether to allow us to use your information in the new manner.

[1] A Subscriber refers to anyone who completes an online survey or registers for a service, offer, or promotion on this Site.