Terms and Conditions For SMS Opt-Ins Only LOW INCOME ACT - SMS Messaging Program Our SMS campaign is designed to provide subscribers with information about government benefits and resources. Message Frequency The frequency of messages may vary. Privacy Policy For more information, please review our Privacy Policy at Privacy Policy Link. Carriers Disclaimer Carriers are not responsible for any delayed or undelivered messages. Message and Data Rates Please be aware that standard message and data rates may apply. Subscriber Phone Numbers Rest assured, mobile subscriber phone numbers will never be shared or sold to third parties. The following terms do not apply to SMS Marketing.

Use of Information

No Sharing Policy No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

General

Welcome to LowIncomeAct (the "Site"). Please read these Terms and Conditions carefully. If you are unwilling to accept the terms and conditions herein, please do not use the Site. By using the Site, you are agreeing to abide by the following Terms and Conditions ("Terms").

Use of Site Content

Content on this Site, including text, software, music, photographs, trademarks, service marks, logos, video, graphics, or other materials, is protected by intellectual property rights. You may use this Content only as explicitly authorized by the Site owner ("Company"). These Terms do not transfer any right, title, or interest in the Site or the Content to you. Company and its affiliates retain their respective rights.

Prohibited Use of the Site

You may not: Send unsolicited commercial email to the email addresses provided on the Site. Delete, modify, or alter any Content on the Site. Interfere with the proper functioning of the Site or its servers or networks. Use the Site or the Content in violation of any laws, regulations, or rules. Use any device, software, or routine that interferes with the Site. Use Company's name, service marks, or trademarks without prior written consent.

Not Legal Advice

Content on the Site is for informational purposes only and is not legal advice. Opinions expressed on the Site are those of the author and may not reflect Company's opinions.

Modifications to Terms

Company may modify these Terms without prior notice by posting them on the Site. Your continued use of the Site constitutes acceptance of these changes. If you disagree with any provision or modification, your only recourse is to cease using the Site.

Termination and Modification

Company may modify or terminate these Terms or your access to the Site, temporarily or permanently, with or without notice. These Terms survive termination. Company is not liable for modifying or terminating Site access.

Privacy

Company will handle collected information in accordance with its Privacy Policy.

Copyright Infringement

Company has a designated agent for notifications of copyright infringement in accordance with the DMCA.

Disclaimer

The Site and its Content are provided "AS IS." Company disclaims all warranties. Use of the Site is at your own risk.

Limitation of Liability

Company is not liable for any direct, indirect, or incidental damages, or any loss arising from Site access. This limitation applies to, but is not limited to, viruses, unauthorized access, operator errors, and more.

Indemnity

You agree to indemnify and hold Company harmless from any claim arising from your use of the Site.

Governing Law and Dispute Resolution

These Terms are governed by California law. Any dispute shall be resolved through arbitration.

General

The Terms, along with the Privacy Policy, constitute the entire agreement between the parties. Any unenforceable provisions will be removed, and all other provisions remain in effect. Your use of the Site implies your understanding and agreement with these Terms.

Limitation of Actions

Claims must be filed within one year, or they are forever barred.

Acknowledgment

You acknowledge that you've read and understood these Terms and accept them.

Contact Information

For any inquiries, please contact Company at:

Low Income Act 405 E Laburnum Ave, Ste 3 PMB 269 Richmond, VA 23222 United States Website: LowIncomeAct.com Email: info@lowincomeact.com Privacy Policy: https://lowincomeact.com/PrivacyPolicy.html Terms of Service: https://lowincomeact.com/Terms.html Customer Care Number: (800)681-2958 STOP MT: You have unsubscribed from LowIncomeAct; no further messages will be delivered. HELP MT: Need help? Call (800)681-2958. Msg & data rates may apply. No more than 1-2 msgs/month. Reply STOP to cancel. Low Income Act informs our subscribers about government benefits and resources. Message and data rates may apply. Reply STOP to cancel.